CTOS Digital Berhad

CTOS Digital Berhad is a regional market leader for credit bureaux in the ASEAN region, with presence in Malaysia and Thailand. It is Malaysia’s leading credit reporting agency (CRA) with an estimated market share in terms of revenue of 71.2%.  The company provides credit information and analytics digital solutions on companies, businesses, and consumers for use by banks and businesses at each stage of the customer lifecycle and provide credit information and analysis to consumers. As at the LPD, CTOS provides digital solutions to approximately 430 key accounts customers in Malaysia including Malaysia banks and corporates, and approximately 17,000 commercial customers primarily in Malaysia, including SMEs in industries. Its Direct-to-Consumer customers are Malaysian consumers. CTOS Data Systems has approximately 1.3 million users registered for a CTOS ID account.